Terms of Service

1. Agreement to Terms

By accessing or using Scholy.ai ("Service," "Platform," "we," "us," or "our"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you may not access or use the Service.

We reserve the right to modify these Terms at any time. Your continued use of the Service after changes are posted constitutes acceptance of the modified Terms.

2. Description of Service

Scholy.ai is an AI-powered platform that helps users create personalized scholarship application essays. Our Service includes:

• AI-generated essay content based on user-provided information
• Essay editing and proofreading tools
• Profile management for storing academic and personal information
• Subscription-based access to AI generation features

3. User Accounts

3.1 Account Creation

To use our Service, you must create an account by providing accurate and complete information. You are responsible for:

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized access

3.2 Account Eligibility

You must be at least 13 years old to use this Service. Users under 18 should have parental or guardian consent. By creating an account, you represent that you meet these requirements.

4. Subscriptions and Payment

4.1 Subscription Plans

Our Service operates on a subscription-based model. Subscriptions provide monthly access to AI-powered essay generation based on your chosen plan.

4.2 Payments

• All payments are processed securely through Stripe
• Subscriptions renew automatically unless cancelled
• Prices are subject to change with 30 days notice
• You can cancel your subscription at any time

4.3 Refund Policy

Refunds may be issued at our discretion in cases of technical errors or service failures. Subscription fees are generally non-refundable. Contact us within 7 days of purchase to request a refund.

5. Acceptable Use

5.1 Permitted Use

You may use the Service to create scholarship essays for your personal use in legitimate scholarship applications.

5.2 Prohibited Activities

You agree NOT to:

• Use the Service for any illegal or unauthorized purpose
• Share your account credentials with others
• Attempt to reverse engineer or copy our AI technology
• Submit false or misleading information
• Use the Service to create content that violates scholarship rules
• Resell or redistribute content generated by our Service
• Interfere with or disrupt the Service or servers
• Use automated systems to access the Service without permission
• Violate any applicable laws or regulations

6. Content and Intellectual Property

6.1 Your Content

You retain ownership of the personal information and essays you create using our Service. By using the Service, you grant us a license to use your content solely to provide and improve our Service.

6.2 Our Intellectual Property

The Service, including its design, features, AI technology, and content, is owned by Scholy.ai and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, or distribute our intellectual property without permission.

6.3 AI-Generated Content

Essays generated by our AI are provided for your personal use. While you own the output, you are responsible for reviewing, editing, and ensuring the accuracy and appropriateness of all content before submission to scholarship programs.

7. Disclaimers and Limitations

7.1 No Guarantee of Results

Scholy.ai is a writing assistance tool. We do not guarantee that using our Service will result in scholarship awards, acceptances, or any specific outcome. Scholarship decisions are made solely by scholarship committees and organizations based on their own criteria. Results vary significantly based on factors beyond our control, including but not limited to the competitiveness of the scholarship, the applicant pool, the specific requirements of each program, and the applicant's qualifications. Our Service is designed to help you write stronger essays, not to guarantee scholarship success.

7.2 Service Availability

We strive to provide reliable service but do not guarantee uninterrupted access. The Service is provided "as is" and "as available" without warranties of any kind.

7.3 AI Limitations

AI-generated content may contain errors, inaccuracies, or inappropriate material. You are responsible for reviewing and verifying all content before use. We are not liable for any consequences resulting from AI-generated content.

8. Limitation of Liability

To the maximum extent permitted by law, Scholy.ai and its affiliates shall not be liable for:

• Indirect, incidental, special, or consequential damages
• Loss of profits, data, or opportunities
• Damages resulting from use or inability to use the Service
• Damages exceeding the amount you paid us in the past 12 months

9. Indemnification

You agree to indemnify and hold harmless Scholy.ai from any claims, damages, losses, or expenses (including legal fees) arising from your use of the Service, violation of these Terms, or infringement of any rights of another party.

10. Termination

We reserve the right to suspend or terminate your account at any time for:

• Violation of these Terms
• Fraudulent or illegal activity
• Extended periods of inactivity
• Any reason at our sole discretion

You may terminate your account at any time by contacting us. Upon termination, your right to use the Service ceases immediately.

11. Privacy

Your use of the Service is also governed by our Privacy Policy. Please review it to understand how we collect, use, and protect your information.

12. Dispute Resolution

12.1 Governing Law

These Terms are governed by the laws of the United States, without regard to conflict of law principles.

12.2 Arbitration

Any disputes arising from these Terms or the Service shall be resolved through binding arbitration, except where prohibited by law. You waive your right to participate in class action lawsuits.

13. Miscellaneous

• Entire Agreement: These Terms constitute the entire agreement between you and Scholy.ai
• Severability: If any provision is found unenforceable, the remaining provisions remain in effect
• No Waiver: Our failure to enforce any right does not waive that right
• Assignment: You may not assign these Terms without our consent

14. Contact Information

If you have questions about these Terms, please contact us: